Bank Efficiency

The banking system here works like how people think taxes work - a flat rate based on the amount of money.

This means there is a range where it is not profitable to put your money in the bank. The following thresholds apply for all currencies (MP, BP, and RP)

Newbie [0 - 9,999] @ 0.5 %
Any amount (inclusive) between 0 - 9,999 is worth it

Maradan Saver [10,000 - 49,999] @ 0.45 %
At least 11,110 needed to be worth advancing to this account level

Bronze [50,000 - 99,999] @ 0.4 %
At least 56,249 needed to be worth advancing to this account level

Silver [100,000 - 249,999] @ 0.35 %
At least 114,285 needed to be worth advancing to this account level

Gold [250,000 - 499,9999] @ 0.3 %
At least 291,666 needed to be worth advancing to this account level


Platinum [500,000 - 999,9999] @ 0.25 %
At least 599,999 needed to be worth advancing to this account level

Emerald [1,000,000 - 2,499,9999] @ 0.2 %
At least 1,249,999 needed to be worth advancing to this account level


Ruby [2,500,000 - 4,999,9999] @ 0.15 %
At least 3,333,332 needed to be worth advancing to this account level

Sapphire [5,000,000 - 9,999,9999] @ 0.1 %
At least 7,499,999 needed to be worth advancing to this account level

Multi-Millionaires [10,000,000 - ??,???,???] @ 0.05 %
At least 19,999,998 needed to be worth advancing to this account level